AUTO INSURANCE/COLLISION QUESTION!! Please help!!?

AUTO INSURANCE/COLLISION QUESTION!! Please help!!?

I let my policy lapse. It was cancelled on June 27th. Earlier this evening, I got into a collision, but it WASN'T my fault. The policeman wrote the at-fault ticket for the other driver involved. (She was in a median, halfway in my lane of traffic, so she got the ticket). She DOES have insurance. But since I do not, what are my options?? I want to get my truck fixed. :( Especially since it wasn't my fault at all..... :( I tried calling my insurance to see if I could reinstate the policy, but that was a no-go. He said since the policy was cancelled, I'd have to seek other insurance and a new policy. What can I do?? Please help. I really need my truck. I'm on the poorer side and can't afford a $1200 payment to fix it..... is there ANYTHING I can do?? I know nothing about insurance. All help and answers are much appreciated!! THANK YOU!!

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